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Curmudgeon's Corner

cur-mud-geon: anyone who hates hypocrisy and pretense and has the temerity to say so; anyone with the habit of pointing out unpleasant facts in an engaging and humorous manner

What Will November 7th Bring?

U.S., Political, Economy, Employment, Quality of Life

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Military Mentors Going To Afghanistan

Wisconsin, U.S., Political, Quality of Life, People Making A Difference

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Great Debate #1

U.S., Political, Quality of Life, Economy, Employment, People Making A Difference, Taxes

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Great Debate #1 is Amazing

U.S., Political, Economy, Employment, People Making A Difference

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Lay-off Notice Delay Requested by Administration

U.S., Taxes, Political

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Altitude or Attitude?

U.S., Political, Quality of Life, Economy, Employment, Healthcare

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Oh To Be Able To Take It Back...

U.S., Political, Quality of Life, Economy, Taxes

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Early Voting - Good or Bad?

U.S., Political

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Debt Will Kill Our Country

U.S., Political, Quality of Life, Economy, Taxes

This video (click here) will show you, in a few short minutes, the predicament we've permitted ourselves to get into, and it is sobering at the very least.

We absolutely have to have people in our government who understand this dilemma and who will take the actions necessary to right our ship of state.

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Bumbling Benghazi

U.S., Political, People Making A Difference, Quality of Life

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Who Loses Tonight's Debate?

Political, People Making A Difference

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Winners & Losers...

U.S., Political, Quality of Life, Economy, Employment, People Making A Difference

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The Results of Writer's Block...

Potpourri, Quality of Life

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Taxes Increase If Bush Cuts Ended...

U.S., Taxes, Political, Quality of Life, Economy, Employment

Reprinted from June 12th since it is critically important we understand what is about to occur:

Our taxes will increase next year if the ‘Bush Tax Cuts’ are permitted to die, as will be the case unless Congress gets its act together.  President Obama would have us believe these tax cuts were primarily a gift to the “wealthy”.  Too many in Congress are probably dreaming of just how they can spend that newfound money on some new programs to stimulate public employee headcounts, and maybe even on some of those vaunted ‘shovel-ready’ jobs that have not seemed to materialize to the degree we were told would be the case.

We have certainly not seen our President take a position to insist that Congress act to prevent these breaks from being taken from us.  Wouldn’t that be a way to garner some votes?

Just what will happen with continued inaction in Washington?

The current 10% tax bracket will go away and the new lowest bracket will be 15%; just a real increase of 50% for the people who are in that bracket.

The current 25% rate will go to 28%.  That is just a 12% real increase.

The current 28% rate will go to 31%.  That is just a 10.7% real increase.

The current 33% rate will go to 36%.  That is just a 9.1% real increase.

The current 35% rate will go to 39.6%.  That is just a 13% real increase.

The maximum federal rate on long-term capital gains and dividends is now 15%.  That rate is scheduled to go to 20% on long-term gains (a 33% real increase).   That rate on dividends will increase to 39.6% (a 164% real increase).

Worse yet is that the people in the two lowest tax brackets today pay zero tax on long-term gains and on dividend income.  That comes to an end with rates of from 10% to 28% depending upon the source of that income.

And finally, for this discussion, married people who have been able to pay just twice as much as single people will see a rate increase because the spread will be reduced from exactly twice to something less than twice thus effectively increasing real taxes.  Similarly, married couples’ standard deductions, which are now exactly twice that of singles, will be reduced to 167% of two singles thus netting a real tax increase there, as well.  Of course, itemized deductions and personal exemptions will see the return of ‘phase-out’ rules so there will be more money taken from people in that area, too.

This tax increase, do to inaction, will do nothing to stimulate an economy that most of us would like to see improve regardless of who is in the Whitehouse.  It is way past time for the adults in Congress to get this taken care of, and for the President to sign off.

Swing State Swing

U.S., Political, People Making A Difference

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Candy & Company

U.S., Political, People Making A Difference, Economy

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Tired of Perpetual Politics?

U.S., Political, Quality of Life, People Making A Difference

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Watch Dogs & Lap Dogs

U.S., Quality of Life, Political, People Making A Difference

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The Benghazi Timeline


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Domestic Violence

Quality of Life, People Making A Difference

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Is There An Accountable Care Organization In Your Future?

U.S., Wisconsin, Healthcare, Quality of Life

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Rite-Hite Letter to Employees

Political, Taxes, U.S., Employment, Economy

The following letter was sent to all Rite-Hite employees by its Chairman of the Board discussing the potential impact to employees of an Obama second term as he sees that.  Rite-Hite is a very successful local company that employs some 1,400 people most of whom are in the United States.


October 23, 2012                                                

To:                All US Rite-Hite Employees

Subject:        Upcoming Election

Dear USA Rite-Hite'er,

Every Rite-Hite employee in America should understand the personal consequences to them of having our tax rates increase dramatically if President Obama is re-elected, forcing taxpayers to fund President Obama's future deficits and social programs (including Obamacare), which require bigger government. 

Rite-Hite is a Subchapter S corporation for taxes, meaning that our corporate tax rate is the highest personal tax rate. So what? Well, our RSP contributions are based on AFTER TAX profits. The tax rate we pay is not 17%, as Warren Buffet would have you believe; with state taxes it is roughly 45%. President Obama has announced that our planned tax rate would increase to roughly 65%, reducing our after tax income by 36% and dramatically reducing, if not eliminating, your and my RSP contributions.

Of equal importance, instead of these profits being re-invested into Rite-Hite for future growth and profitability, the money will be sent into the abyss that is Washington D.C. So, on top of the burden of having your personal taxes increase dramatically, which they will, your RSP contributions and healthy retirement are also at risk, all for the sake of maintaining an over-sized government that borrows 42% of every dollar it spends.

The other big impact on Rite-Hite employees, if President Obama is re-elected, is the good chance of losing Rite-Hite insurance and being put into Obamacare. Employers have the choice (though competition in the marketplace will dictate), to continue their existing plans or to pay a penalty and have employees go into the Government Plan. Our plan costs much more per family than the penalty and hence the possible competitive need to drop the Rite-Hite Health Plan. Every opportunity to make up for lost profits to taxes will have to be evaluated.

Rite-Hite nor I will ever prejudice any employee for their political views, and, totally respect your right to vote as you choose. I simply am trying to present the facts as I know them and to protect the business you have helped build! Please think very carefully about your vote on November 6th. 


Mike White

Chairman of the Board and Owner

National Cell Phone 'Do Not Call'

Quality of Life, U.S.

Telemarketing calls to your cell phone is akin to adding insult to injury; they are still annoying but also cost you money!

REMEMBER: Cell Phone Numbers Go Public this month.

REMINDER..... all cell phone numbers are being released to telemarketing companies and you will start to receive sales calls.


To prevent this, call the following number from your cell phone: 888-382-1222.
It is the National DO NOT CALL list It will only take a minute of your time. You must call from the cell phone number you want to have blocked. You cannot call from a different phone number.

HELP OTHERS BY PASSING THIS ON. It takes about 20 seconds.

"What Did He Know, and When Did He Know It?"

U.S., Political, Quality of Life

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One Week To Go

U.S., Wisconsin, Political, Economy, People Making A Difference, Quality of Life, Taxes

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Romnesia? How About Obamnesia!

U.S., Political

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